Budgeting for Christmas by Darenda Kersey
Buy presents throughout the year! Especially when you see items on sale! I always shop the clearance racks first!
Buy 1 gift card each month throughout the year and give as gifts. Everyone loves to get a gift card!
- Set up a Christmas club account at your bank to save money for Christmas shopping throughout the year.
Before you start shopping, make a list…know how many people you need to buy a gift for and set a spending limit. Do not go over that limit!
If you are crafty, homemade gifts are excellent ways to save money during the holidays! Knit or crochet someone a scarf/hat/or blanket if you know how.
For more budgeting information, visit https://www.ramseysolutions.com/tools#budgeting.